Legal & Disclosures
Effective Date: March 25, 2026
Fortune Shield Insurance Services, LLC | fortuneshield.com | (801) 997-8196 | [email protected]
NPN: 1073776 | Utah Registered LLC | 3826 North 4000 West, Morgan, UT 84050
General Disclosure
Fortune Shield Insurance Services, LLC is an education-first financial preparedness and lead generation platform. Fortune Shield is not a licensed insurance agency in the traditional sense — we provide financial education, refer individuals to licensed insurance professionals, and sell digital educational products. All insurance product discussions, recommendations, and enrollments are handled by licensed referral partners.
Fortune Shield is not a financial advisor, tax professional, attorney, or investment advisor. Content on this website and in The Shield Plan email program is for general educational purposes only and does not constitute financial, legal, insurance, tax, or investment advice. Always consult a licensed professional for guidance specific to your situation.
Insurance Licensing Disclosure
Fortune Shield Insurance Services, LLC holds the following license:
National Producer Number (NPN): 1073776
State of Domicile: Utah
Not all products or services are available in all states. Coverage eligibility, benefits, and terms vary by carrier, state, and individual circumstances.
HealthShare Disclosure (Required)
Fortune Shield provides educational content about HealthShare plans as alternatives to traditional health insurance. The following disclosures are required and apply to all HealthShare-related content on this website and in our educational programs:
HealthShare plans are NOT insurance. They are NOT regulated as insurance by state departments of insurance. Membership in a HealthShare organization does not guarantee that your medical expenses will be shared or paid. HealthShare plans do not satisfy the Affordable Care Act (ACA) minimum essential coverage requirement. Coverage limitations, exclusions, pre-existing condition waiting periods, and sharing guidelines vary by organization and must be reviewed carefully before enrollment.
Fortune Shield does not endorse any specific HealthShare organization. Educational content comparing HealthShare plans to traditional insurance is provided to help individuals make informed decisions, not to recommend one option over another.
HealthShare plans are NOT insurance. They are NOT regulated as insurance by state departments of insurance. Membership in a HealthShare organization does not guarantee that your medical expenses will be shared or paid. HealthShare plans do not satisfy the Affordable Care Act (ACA) minimum essential coverage requirement. Coverage limitations, exclusions, pre-existing condition waiting periods, and sharing guidelines vary by organization and must be reviewed carefully before enrollment.
Fortune Shield does not endorse any specific HealthShare organization. Educational content comparing HealthShare plans to traditional insurance is provided to help individuals make informed decisions, not to recommend one option over another.
Affiliate & Referral Disclosure
Fortune Shield’s educational content (including The Shield Plan email program and eBook) may contain affiliate links — links to third-party products and services for which Fortune Shield earns a commission if you make a purchase. Affiliate links are clearly identified within the content. Affiliate relationships do not influence our educational recommendations; we only recommend products we believe provide genuine value.
Fortune Shield also earns referral commissions when educated leads are connected with licensed referral partners who complete an insurance or financial product placement. This compensation does not affect the educational content we provide or the no-pressure approach we take in all communications.
No Government Affiliation
Fortune Shield is not affiliated with, endorsed by, or connected to the United States government, the federal Medicare program, the Social Security Administration, or any government health insurance marketplace. Any reference to government programs on this website is for educational purposes only.
Educational Content Disclaimer
All content on this website, in The Shield Plan email program, and in Fortune Shield digital products is provided for general educational purposes only. Information may not reflect the most current legal, regulatory, or market developments in your state. Fortune Shield makes no representations or warranties about the accuracy, completeness, or suitability of any information for your specific situation.
Limitation of Liability
To the fullest extent permitted by law, Fortune Shield, its owners, employees, referral partners, and agents shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of this website, reliance on educational content, or any insurance or financial decision made based on information provided by Fortune Shield.
Governing Law
This website and all associated services are governed by and construed under the laws of the State of Utah. Any disputes shall be resolved in accordance with Utah law.
Contact for Legal Inquiries
Email: [email protected]
Phone: (801) 997-8196
Mail: Fortune Shield Insurance Services, LLC, 3826 North 4000 West, Morgan, UT 84050
Education creates confidence. Confidence creates peace.
Fortune Shield is a licensed independent insurance agency. Not all products are available in all states. Eligibility and benefits vary by carrier and state. Enrollment subject to approval. Fortune Shield is not connected with or endorsed by the U.S. government or the federal Medicare program.
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