Death Benefit Protection: Index universal life insurance offers a death benefit that provides financial security to your beneficiaries. You have the flexibility to choose the amount of coverage that suits your family's needs.

Cash Value Growth Potential: A portion of your premium is allocated to an indexed account that tracks the performance of a market index. This allows your cash value to grow based on the upward movement of the index, with the potential for higher returns compared to traditional universal life insurance.

Downside Protection: One of the advantages of index universal life insurance is that it offers downside protection. Even if the index experiences a decline, your policy's cash value is protected from market losses, ensuring a level of security.

Flexibility and Control: Index universal life insurance provides flexibility in premium payments, allowing you to adjust your contributions over time. Additionally, you have control over the allocation of your cash value among the indexed account and other available options.