Safeguarding Your Medical Practice

At OnePoint Insurance Agency, we recognize the unique challenges and risks faced by health professionals. Malpractice insurance, also known as medical professional liability insurance, is designed to protect you against claims of negligence, errors, and omissions that could potentially harm your patients. Our customized solutions provide peace of mind, allowing you to focus on providing exceptional care.

Safeguarding Your Medical Practice

At OnePoint Insurance Agency, we recognize the unique challenges and risks faced by health professionals. Malpractice insurance, also known as medical professional liability insurance, is designed to protect you against claims of negligence, errors, and omissions that could potentially harm your patients. Our customized solutions provide peace of mind, allowing you to focus on providing exceptional care.

Who Needs Malpractice Insurance?

Doctors and Surgeons: Specialists and general practitioners.
Nurses and Nurse Practitioners: Including registered nurses, licensed practical nurses, and advanced practice nurses.
Dentists and Dental Hygienists: General and specialized dental practitioners.
Chiropractors: Healthcare providers specializing in the diagnosis and treatment of neuromuscular disorders.
Allied Health Professionals: Physical therapists, occupational therapists, pharmacists, and other health practitioners.

What Malpractice Insurance Covers

Coverage Options:

Occurrence Coverage: Protects you for incidents that occur during the policy period, regardless of when the claim is made.
Claims-Made Coverage: Covers claims made during the policy period for incidents that occurred after the retroactive date.
Tail Coverage: Extends coverage for claims made after a claims-made policy ends.
Prior Acts Coverage: Protects against claims arising from incidents that occurred before the policy start date.

What Malpractice Insurance Covers

Coverage Options:

Occurrence Coverage: Protects you for incidents that occur during the policy period, regardless of when the claim is made.
Claims-Made Coverage: Covers claims made during the policy period for incidents that occurred after the retroactive date.
Tail Coverage: Extends coverage for claims made after a claims-made policy ends.
Prior Acts Coverage: Protects against claims arising from incidents that occurred before the policy start date.

Benefits of Malpractice Insurance

Financial Security: Protects against significant financial losses from lawsuits, including legal fees and settlement costs.
Peace of Mind: Reduces stress and anxiety associated with potential claims, allowing professionals to focus on their work.
Enhanced Professional Reputation: Demonstrates commitment to ethical practice and patient safety, building trust with clients or patients.
Risk Management Support: Provides access to resources and training to identify and mitigate potential risks, reducing the likelihood of claims.
Career Protection: Helps maintain job security and licensing eligibility, especially in high-risk professions.