Secure Your Business with Liquor Liability Insurance

Owning a business that serves, sells, or manufactures alcohol comes with unique risks. Liquor Liability Insurance from OnePoint Insurance Agency is designed to protect your business against financial losses stemming from alcohol-related incidents. Whether you run a bar, restaurant, catering service, or liquor store, our tailored policies offer peace of mind so you can focus on running your business.

Secure Your Business with Liquor Liability Insurance

Owning a business that serves, sells, or manufactures alcohol comes with unique risks. Liquor Liability Insurance from OnePoint Insurance Agency is designed to protect your business against financial losses stemming from alcohol-related incidents. Whether you run a bar, restaurant, catering service, or liquor store, our tailored policies offer peace of mind so you can focus on running your business.

Liquor Liability Insurance is a specialized type of commercial insurance designed to protect businesses that serve alcohol from potential lawsuits arising from incidents caused by intoxicated patrons. This coverage helps safeguard your business against financial losses due to accidents, injuries, property damage, or wrongful death claims.

What Does Liquor Liability Insurance Cover?

Bodily Injury: Covers medical expenses, legal fees, and settlements if a patron causes injury to themselves or others after consuming alcohol at your establishment.
Property Damage: Provides coverage for damages caused by an intoxicated patron to someone else's property.
Legal Defense Costs: Covers the cost of legal defense if your business is sued due to an alcohol-related incident.
Assault and Battery: Offers protection against claims of assault and battery that occur as a result of alcohol consumption.
Third-Party Liability: Protects your business from claims made by third parties who are injured or whose property is damaged by an intoxicated patron.

Legal Defense Costs: Covers attorney fees and court costs associated with lawsuits.
Settlement Costs: Helps pay settlements or judgments awarded to injured parties.
Business Interruption: Provides financial support if your business operations are disrupted due to a liability claim.
Reputation Protection: Safeguards your business's reputation by mitigating the impact of negative publicity.