Beyond Lending Australia Pty Ltd (NZBN: 9429052729799, Company No: 9329330, FSP No: 646089)

Effective Date: 31 March 2025

1. We Respect Your Privacy

Beyond Lending Australia Pty Ltd (“we”, “us”, “our”) respects your privacy and is committed to protecting your personal information. This Privacy Policy outlines how we collect, use, disclose, and safeguard your information in accordance with the New Zealand Privacy Act 2020 and the Information Privacy Principles (IPPs).

2. What We Collect

We may collect personal information including:

• Your full name, phone number, and email address

• Business name, NZBN or company details, trading history, and revenue information

• Details about your funding needs or loan preferences

• Identification details (e.g. driver’s licence, IRD number, date of birth)

• IP address, browser type, and interaction with our website

3. How We Collect It

We collect personal information in the following ways:

• When you complete forms on our website

• When you contact us by phone, email or chat

• From third-party partners, platforms, or lenders (with your consent)

• Through cookies and analytics when you visit our website

4. Why We Collect It

We collect and use your information to:

• Match you with suitable non-bank lenders or finance products

• Communicate with you about your enquiry or application

• Improve our services, website, and user experience

• Send updates, offers, or relevant business finance content

5. Disclosure to Third Parties

We may disclose your personal information to:

• Lenders, brokers, and finance service providers relevant to your enquiry

• Marketing, IT, or analytics service providers

• Legal or regulatory bodies as required under New Zealand law

• Any prospective buyer of our business, under strict confidentiality obligations

We ensure all third parties we work with protect your personal information in accordance with the Privacy Act 2020.

6. Data Security

We take reasonable steps to ensure your personal information is stored securely and protected from misuse, interference, and unauthorised access. However, no internet transmission is completely secure, and you provide your information at your own risk.

7. Access and Correction

You have the right to access and request correction of any personal information we hold about you.

Please contact us at:

[email protected]

We may charge a small fee to process access requests and may decline access in limited circumstances permitted by law.

8. Overseas Disclosure

Some of our service providers or platforms may store data in locations outside of New Zealand. By using our services, you consent to the transfer and storage of your personal information in such jurisdictions where appropriate safeguards are in place.

9. Cookies and Website Tracking

• We use cookies to improve your browsing experience and track site performance

• You may disable cookies in your browser settings at any time

• We may use third-party tools (e.g. Google Analytics, Meta Pixel) for advertising and visitor tracking

10. Third-Party Websites

Our website may link to third-party websites. We are not responsible for the content, privacy practices, or policies of external sites. Please review their privacy policies before sharing any personal information.

11. Making a Privacy Complaint

If you believe your privacy has been breached, please contact us:

[email protected]

We take complaints seriously and will investigate and respond as soon as reasonably possible, in accordance with our obligations under the Privacy Act 2020.

12. Changes to This Policy

This Privacy Policy may be updated periodically. The current version will always be published on: www.beyondlending.co.nz