Beyond Lending Australia Pty Ltd (NZBN: 9429052729799, Company No: 9329330, FSP No: 646089) is a New Zealand registered Financial Service Provider operating as a business loan comparison and referral platform. We are not a lender, credit provider, or financial adviser. We do not offer credit or loan products directly and do not provide financial advice. Instead, we compare a selection of business finance products based on general criteria and refer you to licensed third-party credit providers who may be able to assist with your funding needs. Beyond Lending does not guarantee loan approval, terms, or outcomes. All credit assessments and lending decisions are made solely by the licensed providers we refer you to. You should consider whether any product or service is suitable for your circumstances and seek independent financial or legal advice if necessary.