Beyond Lending Australia Pty Ltd (NZBN: 9429052729799, Company No: 9329330, FSP No: 646089)

Effective Date: 31 March 2025

1. Introduction

By using this website or submitting your details, you agree to these Terms and Conditions. [TBC] Beyond Lending New Zealand Pty Ltd (“we”, “us”, “our”) provides referral services to connect New Zealand business owners with non-bank lenders. We are not a lender, credit provider, or licensed financial adviser, and we do not offer personalised financial advice.

2. Our Role

• We are a finance referral and lead generation business

• We are not a lender, broker, or licensed financial adviser

• We do not hold a Financial Advice Provider (FAP) licence under the Financial Markets Conduct Act 2013

• All funding options presented are subject to the independent review and approval of third-party lenders

3. Use of Website and Services

• You agree to provide accurate and up-to-date information when using our services

• You must not use our site for any unlawful or unauthorised purpose

• We may restrict or terminate access if you breach these terms or engage in misuse

4. Third-Party Relationships

• We may share your information with trusted lenders, brokers, or service providers

• We are not responsible for third-party offers, terms, actions, or decisions

• You are responsible for reviewing and agreeing to any third-party terms before proceeding

5. No Guarantees

• We do not guarantee loan approval, funding amounts, or interest rates

• All decisions are made by the lender and subject to their assessment criteria

• Submitting your details is not a formal application or approval for credit

6. Intellectual Property

• All content on this website is owned or licensed by [TBC] Beyond Lending New Zealand Pty Ltd]

• You may not copy, reproduce, republish, or distribute any content without prior written consent

7. Limitation of Liability

• We are not liable for any direct or indirect loss, damage, or delay resulting from the use of our website or services

• We are not responsible for the outcome of any engagement with a third-party lender

8. Privacy and Data

• By using this site, you consent to our collection and handling of personal information as outlined in our Privacy Policy

• We take reasonable steps to secure your data, but cannot guarantee complete security for data transmitted online

9. Changes to Terms

• We may amend these Terms and Conditions at any time without notice

• The latest version will always be available on our website

• Continued use of our services confirms your acceptance of any changes

10. Governing Law

These Terms are governed by the laws of New Zealand. Any disputes arising in connection with these Terms shall be resolved by the New Zealand courts.

11. Contact

If you have any questions or concerns, please contact us at:

[email protected]