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Whether you're seeking more information about our services, have inquiries about your ongoing credit repair journey, or are ready to get started, we're committed to providing you with the guidance and support you need. Your financial success is our priority, and we're excited to be a part of your journey towards better credit and a brighter financial future.

Our Commitment to Transparency and Compliance

At [DB Credit Repair], we are committed to providing you with professional, compliant, and transparent credit repair services. To ensure we follow strict Telemarketing Sales Rule (TSR) regulations, we cannot conduct phone consultations until specific steps are completed. This process ensures that every customer receives the tailored support and solutions they deserve.

How It Works

Credit Analysis: We conduct a thorough review of your credit reports to identify areas for improvement.


Targeted Disputes: Our team works to remove inaccurate items, collections, and negative marks

Action Plan: Our experts develop a personalized action plan to dispute inaccuracies and improve your credit score.

Credit-Building Guidance:

Learn strategies to keep your score growing, like credit monitoring, tradelines, and financial habits.

Ongoing Support: We provide continuous support and guidance to help you maintain a healthy credit score.

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(FAQs)

Frequently Asked Questions

What is credit repair, and how can DB Credit Repair help?

Credit repair involves identifying and disputing errors, inaccuracies, or negative items on your credit report. At DB Credit Repair, we assist in removing inaccuracies, providing personalized strategies to improve your credit score, and guiding you towards financial freedom.

Can I repair my credit on my own without professional help?

Yes, you have the right to dispute inaccurate information on your credit reports independently. You can request free credit reports from all three major credit bureaus and file disputes directly with them. However, professional credit repair services like ours offer expertise, experience, and resources that can streamline the process and potentially yield better results. We navigate the complexities of credit reporting systems on your behalf, saving you time and effort.

Will using a credit repair service negatively impact my credit score?

No, using a reputable credit repair service should not negatively impact your credit score. Disputing inaccuracies and working to improve your credit is your right as a consumer. The credit bureaus treat disputes from individuals and credit repair companies similarly. While the removal of inaccurate negative items can have a positive impact on your credit score, the act of disputing itself does not harm your credit. Our goal is to help you achieve a healthier credit profile and better financial opportunities.

Do you guarantee my credit score will improve?

While we cannot guarantee specific outcomes, we promise to use proven methods and tools to address inaccuracies and help improve your credit profile.

How can I get started with DB Credit Repair?

Getting started is simple –Sign up to our Credit Report Form to determine the factors impacting your credit score. and we’ll guide you through setting up a credit monitoring account with a reputable service so you can securely share your credit report with us.

Free Consultation: We offer a free consultation where we analyze your report and explain what’s affecting your credit.​

How much do your credit repair services cost?

Our pricing plans are transparent and tailored to your needs. Visit our Pricing Page for detailed information.

What happens after I sign up for your services?

After signing up, you’ll complete an onboarding form, sign the agreement, and book a success call. We’ll then analyze your credit report and begin the dispute process within 72 hours.

Do you offer services for specific groups, like mortgage brokers or auto dealers?

Yes! We provide affiliate programs and credit repair solutions tailored for mortgage brokers, realtors, and auto dealers. These programs can help you assist your clients in securing loans or financing.

In compliance with the telemarketing sales rule:

Although DB Credit Repair is not a Telemarketing company, we still follow the Telemarketing Sales Rule (TSR). We do not make "cold calls" or allow telephone marketing. During enrollment, our clients signs our agreement which gives us permission to review their credit reports and allows us to discuss their situation with them. https://www.ftc.gov/legal-library/browse/rules/telemarketing-sales-rule

Fair debt collection practices act

Debt Collection companies have laws and rules they must follow as well. Any debt collection company violating these rules could result in having their reporting removed from your credit report. https://www.ftc.gov/legal-library/browse/rules/fair-debt-collection-practices-act-text

How long does the credit repair process take?

At DB Credit Repair, the duration of the credit repair process varies based on each individual's unique situation. On average, our customers work with us for about 4-6 months. However, credit repair is a month-to-month process, as credit reports are updated regularly.

Here’s what you can expect:

Response Time from Bureaus: Each time we submit disputes or work on your behalf, the credit bureaus typically take 30-45 days to respond.

Supporting Documents: In some cases, the bureaus may request additional documents, which could extend the timeline.

Persistence is Key: Improving your credit can take several attempts, as different factors and inaccuracies may require ongoing attention.

While we aim to deliver results as quickly as possible, the time it takes to repair your credit depends on the complexities of your credit profile. Rest assured, our team is dedicated to helping you achieve the best possible outcomes.

What’s Needed to Enroll?

● Enrolling with DB Credit Repair is quick and easy, taking just 5 minutes to complete. Here’s what you’ll need:

1. Basic Personal Information: This includes your name, contact details, and other essential details.

2. Proof of Identity: A copy of your driver’s license or any valid government-issued ID.

3. Proof of Residency: A recent utility bill, bank statement, or any document that confirms your current address.

4. Payment Method: A valid bank-issued credit or debit card is required to set up billing for our services.

● Please note that our system does not accept pre-paid cards such as CashApp, Chime, or similar merchants.

Once you’ve gathered these items, you’re ready to start the process of improving your credit!

How Will I Be Updated?

At DB Credit Repair, keeping you informed is our priority. Here’s how you’ll stay updated throughout the process:

1. Online Portal: Every 30 days, your secure online portal will display your updated credit scores and account details.

2. Email Updates: We’ll send you email notifications about the new work we’re processing on your behalf.

3. Credit Bureau Notifications: The credit bureaus will mail you updates about the progress of disputes and changes to your credit report.

4. Office Support: Once enrolled, you’ll have access to our office support team. You can call us every 30 days for a personal update and to discuss your situation.

We’re committed to keeping you informed every step of the way!

Why Choose DB Credit Repair?

At DB Credit Repair, we pride ourselves on being a transparent and trustworthy company that follows all required laws and regulations. Here’s why you should choose us:

1. Honesty and Integrity: We prioritize ethical practices and never create unnecessary issues for our clients.

2. Easy Updates: Our clients have access to an easy-to-use portal to stay informed about their progress.

3. Immediate Answers: We provide clear and instant responses to your questions, eliminating the need to pick up the phone or fill out lengthy contact forms.

4. Consumer Education: We focus on educating you before you enroll to ensure there are no misunderstandings in the future.

5. Fair Pricing: Our services are reasonably priced, with no hidden fees or surprises.

6. Exceptional Support: We make it simple to get in touch with us if you have concerns or questions.

● Our commitment to customer satisfaction is reflected in the numerous positive reviews we’ve received on social media and Google.

● We’re also proud to be recognized as one of the top credit repair companies in our area: Expertise.

Choose DB Credit Repair and experience the difference for yourself!

How Can I Follow DB Credit Repair or See What Others Are Saying?

At DB Credit Repair, we value transparency and honesty, which is why we maintain an active presence across various platforms to keep you informed and connected.

Facebook: Our largest audience is on our Facebook page, DB Credit Repair. Follow us for updates, tips, and success stories.

Social Media: Stay connected on Instagram, Google Podcasts, and more for helpful credit repair content.

In an industry often clouded by misinformation, we stand apart. Many companies receive poor reviews due to lack of communication or overpromising results.

● At DB Credit Repair, our 5-star reputation is built on trust, education, and ethical practices.

We only work with clients who understand the process and are a good fit for our services, ensuring mutual success and satisfaction. Follow us today to see the difference for yourself!

How Much Is the Credit Repair Service?

At DB Credit Repair, our customers pay for two components: the service itself and their credit reports.

1. Credit Reports:

We use a credit monitoring system to access your credit reports.

It costs $1 for a trial, then $19.99/month. (This is essential—we can't work on your credit without it!)

2. Credit Repair Service:

Frist initial Payment is: $299

Basic Plan: $149/month.

Gold Plan: $169/Month.

Platinum : $189

Couple’s Plan: $300/month.

FREE to Start: There’s no upfront fee to begin our service!

We strive to offer affordable and transparent pricing to help you on your journey to better credit.

What If I’m a Victim of Identity Theft?

If you are a true victim of identity theft, we recommend taking the following steps:

1. Contact Your Creditors: Reach out to your creditors directly and follow their specific procedures for addressing identity theft.

2. Report the Fraud: File a report with the Federal Trade Commission (FTC) at IdentityTheft.gov and consider placing a fraud alert or credit freeze on your credit report.

3. Police Report: In some cases, filing a police report may be necessary to resolve fraudulent activity.

At DB Credit Repair, we do not handle newly reported identity theft cases to avoid potential legal complications. However, once you’ve resolved the immediate issues with your creditors and legal authorities, we can assist in reviewing and repairing any lingering inaccuracies on your credit report.

What’s Needed to Enroll?

Enrolling in DB Credit Repair is quick and simple, taking only 5 minutes. Here's what you'll need:

1. Personal Information: Basic details like your name, address, and contact information.

2. Proof of Identity: A copy of your driver’s license or any valid government-issued ID.

3. Proof of Residency: A document such as a recent utility bill, credit card statement, or bank statement to confirm your address.

4. Payment Method: A valid bank-issued credit or debit card is required for our billing system. Please note that prepaid cards (e.g., CashApp cards, Chime cards) cannot be accepted.

Once you have these items ready, you’re all set to begin improving your credit with us!

In compliance with the telemarketing sales rule:

Although DB Credit Repair is not a Telemarketing company, we still follow the Telemarketing Sales Rule (TSR). We do not make "cold calls" or allow telephone marketing. During enrollment, our clients signs our agreement which gives us permission to review their credit reports and allows us to discuss their situation with them. https://www.ftc.gov/legal-library/browse/rules/telemarketing-sales-rule

Fair Credit reporting Act

The FCRA gives you the right to dispute anything on your credit report. The credit bureaus must investigate on these disputed items and remove them, if they are found not in compliance with the FCRA. https://files.consumerfinance.gov/f/documents/bcfp_consumer-rights-summary_2018-09.pdf

Fair debt collection practices act

Debt Collection companies have laws and rules they must follow as well. Any debt collection company violating these rules could result in having their reporting removed from your credit report. https://www.ftc.gov/legal-library/browse/rules/fair-debt-collection-practices-act-text

About DB credit repair

Our online business help and educate consumers with their credit scores. Our main service is to help consumers (who may have bad credit), work to improve their credit scores, by challenging the negative information that is affecting them. We also help those with zero credit, by educating them and offering them products we recommend they apply for, to build credit history. 

Get in Touch

Email: [email protected]

Chat us on Whatsapp: https://wa.me/

Address: 70 Virginia Rd. White Plains, NY 10603

Assistance Hours : Mon – Sat 9:00am - 7:00pm

Sunday – CLOSED

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