Our Services

Our Comprehensive Credit Repair & Financial Protection Services

At DB Credit Repair, we specialize in restoring financial health through expert credit repair, fraud protection, and debt resolution services. Whether you're facing identity theft, Collections, Charge Offs credit disputes, or the impact of late payments and more, our tailored solutions can help you regain control of your financial future.

Our Services

1. Credit Report Analysis & Consultation

We start by thoroughly reviewing your credit reports from all three major bureaus (Experian, Equifax, and TransUnion). Our credit experts identify inaccuracies, negative items, and areas that need improvement.

What’s Included:

Free initial consultation

In-depth credit report review

Identification of dispute opportunities

Customized action plan for credit improvement

2. Credit Dispute & Negative Item Removal

We work directly with credit bureaus, creditors, and collection agencies to dispute and remove inaccurate, outdated, or unverifiable negative items from your credit report.

Items We Address:

Late payments

Charge-offs

Collections

Repossessions

Hard inquiries

Public records

Bankruptcies

Student loans

Eviction

3. Credit Score Building & Optimization

A strong credit score is essential for financial success. Our experts provide guidance on building and maintaining excellent credit by offering personalized strategies to improve your score over time.

How We Help:

Rebuilding credit with secured credit options

Payment history tracking and improvement

Debt utilization strategies

Credit mix recommendations

4. Credit Monitoring & Identity Protection

We offer advanced credit monitoring services to help you stay on top of your credit status and protect against identity theft.

Benefits of Our Monitoring Service:

Real-time credit score updates

Alerts for new accounts, inquiries, and suspicious activities

Personalized recommendations for score improvement

5. Business Credit & Funding Assistance

If you're a business owner, establishing strong business credit can open the door to new financial opportunities. We provide business credit-building strategies and funding assistance.

What We Offer:

Business credit profile setup

Vendor and trade line recommendations

Business loan and funding guidance

EIN-based credit building (separate from personal credit)

6. Home & Auto Loan Credit Assistance

Having a good credit score is crucial for securing home and auto loans with favorable terms. Our team helps you position your credit profile to qualify for mortgage and auto financing.

How We Assist:

Preparing your credit profile for loan applications

Removing negative items that affect loan approvals

Providing lender recommendations for better financing options

7. Credit Education & Financial Coaching

Knowledge is power! Our credit education services provide clients with the tools and resources needed to maintain a healthy credit score and make informed financial decisions.

Topics We Cover:

Credit management best practices

How to avoid late payments and collections

Strategies for maintaining a high credit score

Debt management and payoff strategies