Personal information held by the Company may include your:
name and date of birth;
residential and business postal addresses, telephone/mobile/fax numbers and email addresses;
your computer and connection information; and
any other information that you or any third party otherwise shares with us.
We may collect personal information that you or a third party provide to us about you when you or a third party:
use this site, including (without limitation) when you or a third party;
register for access to premium content or request certain premium features; or
complete an online contact form to contact us;
provide information to us in person, by telephone or through marketing or competition application forms; or
send us an email or other communication.
This site uses cookies in order to:
remember your preferences for using this site;
show relevant notifications to you (eg, notifications that are relevant only to users who have, or have not, subscribed to newsletters or email or other subscription services); and
remember details of data that you choose to submit to us (eg, through online contact forms).
In some cases, third parties may place cookies through this site. For example:
Google Analytics, may use cookies de-identified data about how long users spend on this site and the pages that they visit;
Google AdSense, may use cookies to serve more relevant advertisements across the web and limit the number of times that a particular advertisement is shown to you; and
third party social media applications (eg, Facebook, Twitter, LinkedIn, Pinterest, YouTube, Instagram, etc) may use cookies in order to facilitate various social media buttons and/or plugins in this site.
Your personal information may be used in order to:
verify your identity;
respond to any queries or feedback that you may have;
conduct appropriate checks for credit-worthiness and for fraud;
prevent and detect any misuse of, or fraudulent activities involving, this site;
conduct research and development in respect of our products and/or services;
gain an understanding of your information and communication needs or obtain your feedback or views about our products and/or services in order for us to improve them;
maintain and develop our business systems and infrastructure, including testing and upgrading of these systems; and/or
where permitted by law, share or sell certain personal information to third parties for commercial purposes (such as marketing, analytics, or data partnerships),
For the purposes set out above, the Company may disclose your personal information to organisations outside the Company. The Company takes reasonable steps to ensure that these organisations are bound by privacy obligations in relation to the protection of your personal information. These organisations may carry out or provide:
customer enquiries;
mailing systems;
billing and debt-recovery functions;
information technology services;
marketing, telemarketing and sales services;
market research
lead generation services; and
website usage analysis.
In addition, we may disclose your personal information to:
your authorised representatives or legal advisers (when requested by you to do so);
credit-reporting and fraud-checking agencies;
credit providers (for credit-related purposes such as creditworthiness, credit rating, credit provision and financing);
our professional advisers, including our accountants, auditors and lawyers;
government and regulatory authorities and other organisations, as required or authorised by law;
organisations who manage our business strategies, including those involved in a transfer/sale of all or part of our assets or business (including accounts and trade receivables) and those involved in managing our business risk and funding functions; and
the police or other appropriate persons where your communication suggests possible illegal activity or harm to others.
In some cases, we may refuse to give you access to personal information that we hold about you. This may include circumstances where giving you access would:
be unlawful (eg, where a record that contains personal information about you is subject to a claim for legal professional privilege by one of our contractual counterparties);
have an unreasonable impact on another person’s privacy; or
prejudice an investigation of unlawful activity.

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