Professional identity theft recovery services to remove fraudulent
accounts, restore your credit, and protect your financial identity—
using FTC-verified processes and FCRA §605B blocking.
24-48 Hour Response
FTC-Certified Process
§605B Blocking Experts
The longer fraudulent accounts remain on your credit report, the harder they are to remove. Identity theft can destroy your credit score, lead to debt collection lawsuits, and even result in criminal charges for crimes you didn't commit. We help victims act fast—before the damage gets worse.

Credit cards, loans, or accounts opened in your name without your knowledge—destroying your credit score and financial reputation.

Someone else's credit information mixed with yours, causing denials, high interest rates, and collection attempts for debts you don't owe.

Description: Warrants, criminal charges, or legal problems resulting
from crimes committed by identity thieves using your information.
We guide you through filing official FTC Identity Theft Reports—the foundation of §605B blocking and fraud disputes.
Using FCRA §605B, we force credit bureaus to block fraudulent accounts within 4 business days—faster than standard disputes.
If someone else's credit information is mixed with yours, we document the error and force bureaus to correct and separate files.
After fraud removal, we help rebuild your credit profile to pre-theft conditions—repairing the damage and preventing future
issues.
Confirmed Identity Theft Victims
You have fraudulent accounts, unauthorized charges, or credit
inquiries you didn't authorize. You need fast, aggressive recovery.
Mixed-File Victims
Credit bureaus mixed your file with someone else's (same name,
similar SSN, relative). Accounts appear that aren't yours, causing
credit denials and collection calls.
Data Breach Victims
Your personal information was exposed in a data breach (Equifax,
healthcare, retailer, etc.) and you're seeing fraudulent activity.
Long-Term Identity Theft Cases
Identity theft happened months or years ago, and fraudulent accounts are still on your credit report despite your attempts to remove them.

We review your credit reports, identify all fraudulent accounts, and assess the severity of the identity theft. This is urgent—we respond within 24-48 hours.
Timeline:
24-48 hours
Action:
Pull credit, identify fraud, assess damage
We guide you through filing an official FTC Identity Theft Report and gathering supporting documentation (police report, affidavits, account statements).
Timeline:
3-5 days
What You Need:
FTC report, police report (recommended), documentation
Using FCRA §605B, we submit mandatory blocking requests to all three credit bureaus. They must block fraudulent accounts within 4 business days—or explain why not.
Timeline:
4-10 business days
What Happens:
Fraudulent accounts blocked quickly
We notify creditors and collection agencies that accounts are fraudulent, stopping collection attempts. We follow up with standard FCRA disputes for any remaining fraud.
Timeline:
30-60 days
What Happens:
Collections stop, creditors notified
After fraud removal, we help rebuild your credit profile
and establish monitoring to prevent future identity theft.
Timeline:
60-180 days
Expected:
Credit profile restored, monitoring in place
24-48 Hour Emergency Response
Complete Credit Report Analysis
FTC Identity Theft Report Guidance
Police Report Assistance
§605B Blocking Requests (All 3 Bureaus)
Creditor Fraud Notifications
Collection Agency Cease Letters
Ongoing Fraud Monitoring
Credit Profile Restoration
Identity Theft Affidavit Preparation
Dedicated Identity Theft Specialist
Monthly Progress Reports
FTC Identity Theft Report (IdentityTheft.gov)
Police report (highly recommended, sometimes required)
Documentation supporting fraud claims
Proof of identity (driver's license, etc.)
Making false statements about identity theft is a federal offense (18 U.S.C. §1028). We do NOT fabricate identity theft claims, create false FTC reports, or file fraudulent disputes under any circumstances.
If we suspect false or exaggerated fraud claims, we reserve the right to suspend services and report suspected fraud to authorities.
Includes:
- Emergency credit analysis
- FTC report guidance
- §605B blocking (all 3 bureaus)
- Creditor notifications
- 90 days of support
- Credit restoration guidance
Includes:
- Everything in Standard
- Police report assistance
- Legal document preparation
- Attorney referrals (if needed)
- Mixed-file separation
- Criminal record clearance guidance
- 6 months of support
Using FCRA §605B blocking, credit bureaus must respond within 4 business days after receiving your complete identity theft report and documentation. Standard disputes take 30-45 days. Speed depends on documentation quality and case complexity.
Not always required, but highly recommended. Some creditors and bureaus require police reports for §605B blocking. We guide you through filing if needed.
We can still help. Even if theft occurred years ago and accounts are still on your report, §605B blocking applies to any fraudulent account—regardless of age. Documentation is critical.
Removing fraudulent accounts typically IMPROVES your credit score significantly—sometimes 100+ points. However, if identity thieves opened accounts in good standing, removal may initially lower scores before rebuilding occurs.
No. We cannot guarantee outcomes. Credit bureaus and creditors may require additional documentation or deny blocking if they believe accounts are legitimate. We fight aggressively, but final decisions rest with bureaus and creditors.
Schedule a free consultation. We'll review your credit reports, identify suspicious activity, and advise whether identity theft services are appropriate. Not every unauthorized charge is identity theft—we help you understand the situation.
Professional credit repair, funding readiness, and compliance
consulting services for businesses and individuals.
863-513-7257
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